1. Introduction

This comprehensive Short Term Disability (STD) policy outlines the provisions, eligibility criteria, and procedures for employees who may need to take time off due to a qualifying medical condition. Our company is committed to supporting employees during periods of temporary disability while ensuring the smooth operation of our business.

1.1 Purpose

The purpose of this policy is to provide income protection to eligible employees who are unable to work due to a non-work-related illness, injury, or medical condition, including pregnancy and childbirth.

1.2 Scope

This policy applies to all full-time employees who have completed the required waiting period and meet the eligibility criteria outlined in Section 2.

2. Eligibility

2.1 Employment Status

To be eligible for Short Term Disability benefits, an employee must:

Be a full-time employee working at least 30 hours per week
Have completed a minimum of 90 days of continuous employment
Be actively at work on the day before the disability begins

2.2 Medical Qualification

The employee must have a qualifying medical condition that prevents them from performing the essential functions of their job. This condition must be certified by a licensed healthcare provider.

3. Benefit Details

3.1 Benefit Amount

The Short Term Disability benefit will provide 60% of the employee's base weekly salary, up to a maximum of $1,500 per week.

3.2 Benefit Duration

Benefits are payable for a maximum of 26 weeks per disability period, subject to medical certification and ongoing review.